Protection worth deterred many people due to the high contributions prior to disability insurance. But the investment is worthwhile. Accidents happen faster than you think, and then it is reassuring when the insurance. The finance portal geld.de explains the benefits of such protection. Really no one wants to deal with the thoughts, but the disability statistics show frightening facts. This explains approximately every fourth German in the course of his life for berufsunfahig. This horror scenario actually occurs, the consequences without appropriate insurance are even worse. Just at a young age a few such situations to worry.
Health is viewed sometimes as a matter of course, and many imagine probably hate that because once something could change. Also, there are often other important investments for young professionals in the life planning. Since the starting salary is usually not very high, 1,000 to 2,000 euro per year for a fall Disability insurance in the weight. But the early planning pays off in the end, because later it is often difficult to connect such insurance because the insurers may reject applications on the basis of pre-existing conditions such as back pain or mental discomfort. A disability insurance is also useful, as stricter regulations on the disability pension apply to younger generations.
This pays off, for example, only if the person concerned can work less than three hours per day. The profession does not matter. However, caution is required in occupational disability insurance, because some contracts contain clauses, which also stipulate that the client is employed in another job if possible.